For Borrowers

Expert guidance.
Competitive rates.
One easy path home.

C2 shops 100+ lenders for you — so you get the right loan with expert service.

A home financed through C2

Our Divisions

A Product for Every Client, Trusted by Borrowers

Four divisions, one platform. Every C2 originator can serve a wide range of clients, in markets nationwide, with a product that fits.

Real estate services are provided by Cal State Realty, an affiliate of C2 Financial Corporation. You are not required to use Cal State Realty as a condition of obtaining a loan, and you are free to shop for real estate services from any provider. You will receive a written Affiliated Business Arrangement Disclosure at or before the time of any referral to Cal State Realty.

Trusted by borrowers

Real buyers and homeowners who found their loan through C2.

“I went to my bank first, then a few others to compare. C2 shopped for me and offered a tremendous amount of savings.”

Bryant Knight — Entrepreneur, Los Angeles, CA

Watch their story

100+

Loan programs shopped

On time

Closed before baby arrived

Borrower Reviews

What Real C2 Borrowers Say

“Helped me find a zero cost refinance looking through multiple options. Very helpful and patient through the process. Would recommend to anyone looking for a loan/refinance.”

JS

Joyson S.

C2 borrower · via Zillow

“This was our second time buying a home, and it was a much better experience. Our financial situation was complicated to say the least, but she was able to make it all work for an incredible rate.”

AB

Anthony B.

C2 borrower · via Zillow

“Working with Joseph Chacko and his team was hands-down the best decision we made. They absorbed every single hassle so we could just focus on the excitement of our new home. Professional, proactive, and truly has your back.”

SS

Syam S.

C2 borrower · via Zillow

“My experience was outstanding from beginning to end. She was professional, knowledgeable, responsive, and always took the time to explain each step clearly. The entire refinancing process felt smooth and manageable.”

RM

Roshunnda M.

C2 borrower · via Zillow

“The entire process was incredibly efficient, organized, and streamlined, which made buying our home feel so much less stressful than we expected. We would absolutely recommend them to anyone looking for a smooth, hassle-free mortgage experience!”

KL

Kylie L.

C2 borrower · via Zillow

“Very high-level of knowledge and prompt responses. Would highly recommend! Helped us in choosing a loan type and quick turnaround with our closing time.”

C

Casey

C2 borrower · via Zillow

“Super knowledgeable, helpful and courteous. He listens and provides options that suit your needs. You can tell him and his team care about the people they are serving. This process was seamless.”

DB

Demetria B.

C2 borrower · via Zillow

“This is my third time going through the mortgage process, and I have to say, this was by far the easiest and smoothest! Dane is organized, knowledgeable and ON IT. He made sure we closed on time and made the whole process quite painless.”

SC

Shawn C.

C2 borrower · via Zillow

“David's team made the loan process a seamless non-issue, and I was able to entirely enjoy acquiring my future home. David is gifted in translating loan-alese into digestible, accessible concepts. I highly, thoroughly, completely recommend him.”

KN

Kaelin N.

C2 borrower · via Zillow

“Nick was ingenious in his approach to our situation, had a solid game plan, and delivered. He's professional, responsive, communicates clearly, and keeps you informed every step of the way. He's your guy — don't think twice.”

TM

Tatiana M.

C2 borrower · via Zillow

“Helped me find a zero cost refinance looking through multiple options. Very helpful and patient through the process. Would recommend to anyone looking for a loan/refinance.”

JS

Joyson S.

C2 borrower · via Zillow

“This was our second time buying a home, and it was a much better experience. Our financial situation was complicated to say the least, but she was able to make it all work for an incredible rate.”

AB

Anthony B.

C2 borrower · via Zillow

“Working with Joseph Chacko and his team was hands-down the best decision we made. They absorbed every single hassle so we could just focus on the excitement of our new home. Professional, proactive, and truly has your back.”

SS

Syam S.

C2 borrower · via Zillow

“My experience was outstanding from beginning to end. She was professional, knowledgeable, responsive, and always took the time to explain each step clearly. The entire refinancing process felt smooth and manageable.”

RM

Roshunnda M.

C2 borrower · via Zillow

“The entire process was incredibly efficient, organized, and streamlined, which made buying our home feel so much less stressful than we expected. We would absolutely recommend them to anyone looking for a smooth, hassle-free mortgage experience!”

KL

Kylie L.

C2 borrower · via Zillow

“Very high-level of knowledge and prompt responses. Would highly recommend! Helped us in choosing a loan type and quick turnaround with our closing time.”

C

Casey

C2 borrower · via Zillow

“Super knowledgeable, helpful and courteous. He listens and provides options that suit your needs. You can tell him and his team care about the people they are serving. This process was seamless.”

DB

Demetria B.

C2 borrower · via Zillow

“This is my third time going through the mortgage process, and I have to say, this was by far the easiest and smoothest! Dane is organized, knowledgeable and ON IT. He made sure we closed on time and made the whole process quite painless.”

SC

Shawn C.

C2 borrower · via Zillow

“David's team made the loan process a seamless non-issue, and I was able to entirely enjoy acquiring my future home. David is gifted in translating loan-alese into digestible, accessible concepts. I highly, thoroughly, completely recommend him.”

KN

Kaelin N.

C2 borrower · via Zillow

“Nick was ingenious in his approach to our situation, had a solid game plan, and delivered. He's professional, responsive, communicates clearly, and keeps you informed every step of the way. He's your guy — don't think twice.”

TM

Tatiana M.

C2 borrower · via Zillow

“Always had my best interests in mind and helped me get a great rate on my loan. Worked with my short time frame to close a good deal quickly! Definitely will work with her again for future loan needs!”

CD

Chris D.

C2 borrower · via Zillow

“We were first time homebuyers and the whole process could have been very overwhelming. Nick not only helped us get a great mortgage rate, he also spent a lot of time talking us through the whole process to make sure we felt comfortable every step of the way!”

DS

Dan S.

C2 borrower · via Zillow

“I just closed on my dream home and I could not be happier! I am a self-employed buyer with complicated tax returns and a first-time buyer needing a super jumbo loan. This was not a problem for Mike. I was cleared to close on my loan in only 2 weeks.”

JS

Jesse S.

C2 borrower · via Zillow

“My heartfelt appreciation for the support and dedication that helped us achieve our loan goal. This accomplishment is not just a financial milestone, but also a significant step toward securing stability and growth for our future.”

EE

Elena E.

C2 borrower · via Zillow

“We decided a reverse mortgage would meet our needs for the future. Angella helped us from start to finish. The process was unfamiliar to us but she helped to simplify each step along the way. We are really happy we chose her!”

DB

Dave B.

C2 borrower · via Zillow

“His team got my loan done in about a week. It was incredible. I figured it would be a much longer and difficult process, and I was blown away at how quick and easy everyone made it. Thanks again!!”

TR

Tiffany R.

C2 borrower · via Zillow

“I cannot begin to describe how wonderful it was working with Scott for our loan process for a new home. He was so accessible, amazing communication and really tailored things to meet our needs. I would highly recommend Scott to anyone in need of a mortgage!”

RJ

Ronna J.

C2 borrower · via Zillow

“Kamlesh broke down complex terms into simple, easy-to-understand language and guided us every step of the way. She responded immediately for all the queries and with absolute transparency. I highly recommend her, especially for first-time homebuyers.”

RG

Ramprasad G.

C2 borrower · via Zillow

“We were first-time homebuyers and were pretty overwhelmed, but Taylor and Shawn at C2 Financial made the whole process feel easy and straightforward. They were very responsive, kept us in the loop, and explained everything clearly.”

JD

Joseph D.

C2 borrower · via Zillow

“When it comes to mortgages, Rob has a wealth of knowledge. Rob spends a lot of time researching the markets and the best way to help his clients. I highly recommend contacting him if you want to purchase property in California!”

JN

Joseph N.

C2 borrower · via Zillow

“Always had my best interests in mind and helped me get a great rate on my loan. Worked with my short time frame to close a good deal quickly! Definitely will work with her again for future loan needs!”

CD

Chris D.

C2 borrower · via Zillow

“We were first time homebuyers and the whole process could have been very overwhelming. Nick not only helped us get a great mortgage rate, he also spent a lot of time talking us through the whole process to make sure we felt comfortable every step of the way!”

DS

Dan S.

C2 borrower · via Zillow

“I just closed on my dream home and I could not be happier! I am a self-employed buyer with complicated tax returns and a first-time buyer needing a super jumbo loan. This was not a problem for Mike. I was cleared to close on my loan in only 2 weeks.”

JS

Jesse S.

C2 borrower · via Zillow

“My heartfelt appreciation for the support and dedication that helped us achieve our loan goal. This accomplishment is not just a financial milestone, but also a significant step toward securing stability and growth for our future.”

EE

Elena E.

C2 borrower · via Zillow

“We decided a reverse mortgage would meet our needs for the future. Angella helped us from start to finish. The process was unfamiliar to us but she helped to simplify each step along the way. We are really happy we chose her!”

DB

Dave B.

C2 borrower · via Zillow

“His team got my loan done in about a week. It was incredible. I figured it would be a much longer and difficult process, and I was blown away at how quick and easy everyone made it. Thanks again!!”

TR

Tiffany R.

C2 borrower · via Zillow

“I cannot begin to describe how wonderful it was working with Scott for our loan process for a new home. He was so accessible, amazing communication and really tailored things to meet our needs. I would highly recommend Scott to anyone in need of a mortgage!”

RJ

Ronna J.

C2 borrower · via Zillow

“Kamlesh broke down complex terms into simple, easy-to-understand language and guided us every step of the way. She responded immediately for all the queries and with absolute transparency. I highly recommend her, especially for first-time homebuyers.”

RG

Ramprasad G.

C2 borrower · via Zillow

“We were first-time homebuyers and were pretty overwhelmed, but Taylor and Shawn at C2 Financial made the whole process feel easy and straightforward. They were very responsive, kept us in the loop, and explained everything clearly.”

JD

Joseph D.

C2 borrower · via Zillow

“When it comes to mortgages, Rob has a wealth of knowledge. Rob spends a lot of time researching the markets and the best way to help his clients. I highly recommend contacting him if you want to purchase property in California!”

JN

Joseph N.

C2 borrower · via Zillow

“From the very beginning, and throughout the entire process, Scott was very helpful and responsive to my questions and loan financing needs. Scott made the loan financing process a smooth and painless experience. I would recommend Scott to my friends and family.”

GP

Gary P.

C2 borrower · via Zillow

“Easy to work with him and his Team — friendly, knowledgeable, and professional. Fast with responses to questions. Upfront with all the details for the different options. Would recommend them to everyone that I know.”

DH

Darrell H.

C2 borrower · via Zillow

“An honest guy — he and his team will get you the best loan for your situation. 10/10 recommend. He helped us get a loan without breaking the bank on a downpayment!!”

AD

Alexa D.

C2 borrower · via Zillow

“Navigating the intricate world of investment property financing can be daunting, but with Scott Jang as your mortgage broker, the process becomes seamless. His expertise, dedication, and exceptional communication skills make him an invaluable asset.”

KC

Kimberly C.

C2 borrower · via Zillow

“It was my first loan in the US and I had no basic idea about the process and the policies. Not only did she give the best offer, she also tried her best to give an explanation as much as possible. She also responded very quickly.”

JH

Jayden H.

C2 borrower · via Zillow

“David and the complete C2 process was extremely simple and made the experience seamless. Speaking with David was easy and his follow up was on point. The ability to complete everything online inspired confidence throughout the whole process.”

JH

Jackie H.

C2 borrower · via Zillow

“Jared has not only helped countless of my clients but has also helped me and my family purchase both investment properties and our primary residence. In my 16+ yrs in business, one of the best lenders in the game! 100% will use again and again!”

RD

Renier D.

C2 borrower · via Zillow

“This company went above and beyond, kept me well informed about everything. They answered my calls late at night, early in the morning and even at the airport. I never felt overly stressed because I knew exactly what was happening.”

CR

Colleen R.

C2 borrower · via Zillow

“We have a great experience with C2 Financial. Their services were really fast and reliable. They updated the process on time and communicated effectively. I would definitely recommend them for anyone.”

LC

Limy C.

C2 borrower · via Zillow

“I have never had such a personalized mortgage broker experience. David K and his team truly have your best interests at heart. The responsiveness was top notch — I loved the text updates and clear communication.”

JU

Julie U.

C2 borrower · via Zillow

“From the very beginning, and throughout the entire process, Scott was very helpful and responsive to my questions and loan financing needs. Scott made the loan financing process a smooth and painless experience. I would recommend Scott to my friends and family.”

GP

Gary P.

C2 borrower · via Zillow

“Easy to work with him and his Team — friendly, knowledgeable, and professional. Fast with responses to questions. Upfront with all the details for the different options. Would recommend them to everyone that I know.”

DH

Darrell H.

C2 borrower · via Zillow

“An honest guy — he and his team will get you the best loan for your situation. 10/10 recommend. He helped us get a loan without breaking the bank on a downpayment!!”

AD

Alexa D.

C2 borrower · via Zillow

“Navigating the intricate world of investment property financing can be daunting, but with Scott Jang as your mortgage broker, the process becomes seamless. His expertise, dedication, and exceptional communication skills make him an invaluable asset.”

KC

Kimberly C.

C2 borrower · via Zillow

“It was my first loan in the US and I had no basic idea about the process and the policies. Not only did she give the best offer, she also tried her best to give an explanation as much as possible. She also responded very quickly.”

JH

Jayden H.

C2 borrower · via Zillow

“David and the complete C2 process was extremely simple and made the experience seamless. Speaking with David was easy and his follow up was on point. The ability to complete everything online inspired confidence throughout the whole process.”

JH

Jackie H.

C2 borrower · via Zillow

“Jared has not only helped countless of my clients but has also helped me and my family purchase both investment properties and our primary residence. In my 16+ yrs in business, one of the best lenders in the game! 100% will use again and again!”

RD

Renier D.

C2 borrower · via Zillow

“This company went above and beyond, kept me well informed about everything. They answered my calls late at night, early in the morning and even at the airport. I never felt overly stressed because I knew exactly what was happening.”

CR

Colleen R.

C2 borrower · via Zillow

“We have a great experience with C2 Financial. Their services were really fast and reliable. They updated the process on time and communicated effectively. I would definitely recommend them for anyone.”

LC

Limy C.

C2 borrower · via Zillow

“I have never had such a personalized mortgage broker experience. David K and his team truly have your best interests at heart. The responsiveness was top notch — I loved the text updates and clear communication.”

JU

Julie U.

C2 borrower · via Zillow

Reviews are from actual C2 Financial borrowers and were collected on Zillow. Some are shortened for display; testimonials reflect individual experiences, and rates, terms, and outcomes vary by borrower circumstances and market conditions.

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