Texas Complaint/Recovery Fund Notice

Required consumer disclosure for Texas mortgage borrowers.

Consumer Complaint Notice

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending:

Texas Department of Savings and Mortgage Lending

2601 North Lamar, Suite 201

Austin, Texas 78705

Toll-free: (877) 276-5550

Website: www.sml.texas.gov

Complaint forms and instructions may be downloaded and printed from the Department's website or obtained by contacting the Department at the address or toll-free number listed above.

Recovery Fund Notice

A mortgage banker or a licensed mortgage banker residential mortgage loan originator is required by law to maintain a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators.

A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department's website at www.sml.texas.gov.

C2 Financial Corporation — Texas Licensing

C2 Financial Corporation is registered to do business in the State of Texas and is subject to the regulatory authority of the Texas Department of Savings and Mortgage Lending. NMLS #135622.