Compliance
Licensing & State Disclosures
C2 Financial Corporation · NMLS #135622 · Licensed in 41 states and the District of Columbia.
C2 Financial Corporation
NMLS #135622
12230 El Camino Real, Suite 100, San Diego, CA 92130
View on NMLS Consumer AccessAbout NMLS
Nationwide Multistate Licensing System
The Nationwide Multistate Licensing System (NMLS) is a centralized system used by state regulatory agencies to manage the licensing of mortgage companies and loan originators. All mortgage lenders and brokers must be registered with NMLS and maintain active licenses in each state where they conduct business.
You can verify our licensing status and the licensing of any individual loan officer through the NMLS Consumer Access website.
State Disclosures
State-Specific Disclosures
California (Corporate Office)
This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Department of Real Estate, Broker #01821025; NMLS #135622. C2 Financial Corporation is also licensed by the Department of Financial Protection and Innovation under the California Financing Law, License #603L442. Loan approval is not guaranteed and is subject to lender review of information.
Texas Residents — Complaint Notice
Figure: 7 TAC §56.200(c)
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.
Full Texas Complaint/Recovery Fund Notice →Minnesota Residents
Minnesota Residents: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with Minn. Stat. § 47.206(3) and (4).
Missouri — Main Missouri Branch
754 Bagnell Dam Blvd., Suite G
Lake Ozark, MO 65049
Branch NMLS ID: 2723130
Disclosures
Required Disclosures
Equal Housing Opportunity
C2 Financial Corporation is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, handicap, familial status, or source of income.
FHA Notice
As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on its relationships with FHA-approved lenders.
Mortgage Broker Disclosure
C2 Financial Corporation operates as a mortgage broker in most states. As a mortgage broker, we do not make mortgage loans or fund loans. We negotiate with multiple lenders on your behalf to find loan terms that fit your needs.
Fair Lending Notice
C2 Financial Corporation is committed to fair lending practices in accordance with the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act. We evaluate all applicants based on their creditworthiness and ability to repay, without regard to any prohibited basis.
Anti-Steering Disclosure
In compliance with the Dodd-Frank Act, our loan officers are prohibited from steering consumers to a loan product that is not in their best interest in order to receive greater compensation. All loan recommendations are made based on your unique financial situation.
General Disclaimer
This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Not all products are available in all states. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
State Licensing
Complete Licensing Inventory
C2 Financial Corporation is licensed in 41 states and the District of Columbia. Licensing requirements and disclosures vary by state.
| State | License Type | License # |
|---|---|---|
| California | DRE Real Estate Corporation License (MLO) License Endorsement | 01821025 |
| California | DFPI Financing Law License | 603L442 |
| Alabama | Consumer Credit License | 135622 |
| Alabama | Mortgage Brokers License | 23303 |
| Alaska | Mortgage Broker/Lender License | AK135622 |
| Alaska | Mortgage Broker/Lender License — Other Trade Name #1 | AK135622-1 |
| Alaska | Mortgage Broker/Lender License — Other Trade Name #2 | AK135622-2 |
| Alaska | Mortgage Broker/Lender License — Other Trade Name #3 | AK135622-3 |
| Arizona | Mortgage Banker License | BK-2009362 |
| Arizona | Commercial Mortgage Broker License | CMB-1042240 |
| Arkansas | Combination Mortgage Banker-Broker-Servicer License | 135622 |
| Colorado | Mortgage Company Registration | — |
| Florida | Mortgage Lender License | MLD2635 |
| Georgia | Mortgage Lender License | 135622 |
| Hawaii | Mortgage Loan Originator Company License | HI-135622 |
| Idaho | Mortgage Broker/Lender License | MBL-9475 |
| Illinois | Residential Mortgage License | MB.6761815 |
| Indiana | DFI Mortgage Lending License | 64776 |
| Kansas | Mortgage Company License | MC.0025884 |
| Kentucky | Mortgage Company License | MC809104 |
| Louisiana | Residential Mortgage Lending License | Not Provided |
| Maine | Supervised Lender License | Not Provided |
| Maryland | Mortgage Lender License | 135622 |
| Massachusetts | Mortgage Broker License | MC135622 |
| Massachusetts | Mortgage Lender License | MC135622 |
| Michigan | 1st Mortgage Broker/Lender License | FL0023565 |
| Michigan | 2nd Mortgage Broker/Lender Registrant | SR0023566 |
| Minnesota | Residential Mortgage Originator License | MN-MO-135622 |
| Mississippi | Mortgage Broker License | 135622 |
| Missouri | Mortgage Company License | 135622 |
| Montana | Mortgage Broker License | 135622 |
| Montana | Mortgage Lender License | 135622 |
| Nebraska | Mortgage Banker License | Not Provided |
| Nevada | Mortgage Company License | NMC-1202461 |
| New Hampshire | Mortgage Banker License | 135622MB |
| New Mexico | Mortgage Loan Company | Not Provided |
| North Carolina | Mortgage Lender License | L-217604 |
| Ohio | Residential Mortgage Lending Act Certificate of Registration | RM.804919.000 |
| Oklahoma | Mortgage Broker License | MB014489 |
| Oregon | Mortgage Lender License | ML-4917 |
| Pennsylvania | Mortgage Lender License | 104755 |
| Rhode Island | Loan Broker License | 20254925LB |
| South Carolina | DCA Mortgage Broker License | Not Provided |
| South Dakota | Mortgage Lender License | 135622.ML |
| Tennessee | Mortgage License | 135622 |
| Texas | SML Mortgage Company License | Not Provided |
| Utah | DRE Mortgage Entity License | 13748829 |
| Washington | Mortgage Broker License | MB-135622 |
| Wisconsin | Mortgage Banker License | 135622BA |
| Wisconsin | Mortgage Broker License | 135622BR |
| Wyoming | Consumer Lender License | CL-4631 |
| Wyoming | Mortgage Lender/Broker License | 5691 |
License information is provided for reference. For the most current licensing status, visit NMLS Consumer Access or contact licensing@c2financial.com.
File a Complaint
Consumer Complaint Information
If you have a complaint about C2 Financial Corporation or one of our loan officers, you may contact us directly or file a complaint with your state's regulatory agency. You may also file a complaint through the NMLS or the Consumer Financial Protection Bureau (CFPB).
C2 Financial Corporation
Phone: (855) 733-8133
Email: help@c2financial.com
Licensing: licensing@c2financial.com