Checklists & Guides

Homebuyer Prep Guides

Practical checklists and guides to help you prepare for every stage of the mortgage process. Download and use them at your own pace.

Buying

First-Time Homebuyer Checklist

Everything you need to prepare for buying your first home. From budgeting to closing day, this guide covers all the essential steps.

  • Credit check & improvement plan
  • Down payment savings strategy
  • Pre-approval process
  • House hunting tips
  • Making an offer
  • Closing day preparation
Documents

Mortgage Application Document Checklist

A complete list of documents you'll need when applying for a mortgage. Having these ready upfront speeds up the process significantly.

  • Pay stubs (last 30 days)
  • W-2s (last 2 years)
  • Tax returns (last 2 years)
  • Bank statements (last 2 months)
  • Photo ID
  • Gift letters (if applicable)
Refinancing

Refinance Readiness Checklist

Wondering if refinancing makes sense? Use this checklist to evaluate your situation and prepare for the refinance process.

  • Current rate vs. market rates
  • Break-even analysis
  • Equity position check
  • Credit score review
  • Documentation gathering
  • Lender comparison
Buying

Home Inspection Checklist

Know what to look for during a home inspection. This guide helps you understand the process and identify potential issues.

  • Foundation & structure
  • Roof condition
  • Plumbing & electrical
  • HVAC systems
  • Pest inspection
  • Environmental concerns
Buying

Closing Day Checklist

Prepare for your closing day with confidence. Know what to bring, what to expect, and what questions to ask.

  • Review closing disclosure
  • Confirm wire instructions
  • Bring photo ID
  • Final walkthrough
  • Certified funds
  • Insurance confirmation
VA Loans

VA Loan Eligibility Checklist

Determine if you qualify for a VA loan with this eligibility checklist. Covers service requirements, documentation, and benefits.

  • Certificate of Eligibility
  • DD-214 or service records
  • Minimum service requirements
  • Credit & income review
  • VA funding fee details
  • Property requirements

Need Personalized Guidance?

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