Loan Programs
Jumbo Loans
Jumbo loans finance high-value properties that exceed conforming loan limits. C2 Financial provides competitive jumbo mortgage options for luxury homes and high-cost markets with flexible terms and personalized service.
Program Features
Loan amounts exceeding conforming limits
Competitive rates for high-value properties
Down payments from 10%
Fixed and adjustable rate options
Terms from 15 to 30 years
Primary and second home eligible
Interest-only options available
Portfolio lending for unique situations
Frequently Asked Questions
What is the jumbo loan limit?
Jumbo loans exceed the conforming loan limit, which is $766,550 in most areas for 2026. In high-cost areas, the limit may be higher. Anything above these thresholds requires a jumbo loan.
Do jumbo loans require a larger down payment?
Typically yes — most jumbo loans require 10-20% down. However, C2 Financial offers programs with as little as 10% down for qualified borrowers.
Are jumbo loan rates higher than conventional?
Not necessarily. While jumbo rates were historically higher, today they are often competitive with or even lower than conforming rates for well-qualified borrowers.
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