Spencer Mahlstedt

Spencer Mahlstedt

Mortgage Advisor

NMLS #2089149 · C2 Financial NMLS #135622

About Spencer

With a service driven approach to mortgage lending, I always have my clients best interests in mind. With industry leading wholesale lending partners and varied products to offer, you will be guided through every step of the process to find a loan option that is tailored to your needs.

My philosophy is open communication and clarity through every step of the process. The mortgage process can often be daunting and confusing, I am always a phone call away to answer any question you may have. No question is too small, if I don’t have the answer it is my promise to utilize my expansive network to get you answers.

I am backed by an all star team with over 40 years combined experience, we look forward to working with you.

Specialties

Jumbo VA FHA USDA Conventional Refinance

Areas Spencer Serves

Why work with Spencer

100+ lenders, one application

C2 shops a nationwide network so you get a loan that actually fits — not just what one bank offers.

Local expertise, real answers

Spencer knows the market and picks up the phone — no call centers, no runaround.

Fast, modern process

AI-assisted pre-qual, digital docs, and clear status updates from application to closing.

Get in touch with Spencer

Send a message and Spencer will follow up directly.

Spencer Mahlstedt

Spencer Mahlstedt

Mortgage Advisor


Quick Facts

NMLS # 2089149

Ready to get started with Spencer?

Send a message and Spencer will reach out to guide you through every step.

Email Spencer