Julie Boyd

I have been in the loan business for almost 40 years, the majority of which has been working directly with borrowers through loan origination. With an initial background in loan processing, underwriting, and wholesale loan sales, I am uniquely qualified in understanding guidelines and have committed myself to be your single point of contact on all phases of your transaction- thus I will always be up-to-date on your loan status and available to answer questions throughout the process.

This benefits you both through excellent customer service and reduced costs. There will not be a loan processing fee, which saves you hundreds of dollars. UWM FASTEST CLOSING ORIGINATOR AWARD In 2021, United Wholesale Mortgage, the largest wholesale only mortgage lender in the United States, awarded me the elite recognition of being in the company of the top 175 fastest closing originators.

This distinction is impressive as I was numbered 166 (among 32,000 originators) who had to meet criteria of closing a minimum volume of 10 loans in a calendar year with them. Additionally, I have received "fastest closing" awards for 4 consecutive years with UWM. REFERRAL ONLY ...AND THANK YOU In August of 2016, I was listed in the top 10 of 500 loan officers for C2 Financial.

(I also received a "Top 50" annual award for 2016.) Because my business is built solely on referrals, this is an accomplishment that I am exceedingly proud of and humbled by, as most of the top producers have full teams working behind them, spend money on advertising, and spend money on leads.

A referral is the highest form of praise that I can receive, and I love being able to pass savings on to others. I could not have done this without the trust of realtors, borrowers and the support of my lenders, escrow and title companies. THANK YOU! Relationships are paramount in this business and I constantly strive to be a professional and to make your loan process smoother and more enjoyable.

MY PERSONAL PHILOSOPHY I believe that each borrower has a story—the story of where they've been and where they want to be. One of their greatest financial decisions in life is property ownership, and helping them to match the right kind of loan for their future goals is a passion of mine.

Whether purchasing a new home, or refinancing an existing property to pay off debts, start a business, or purchase another property, the possibilities can be overwhelming. I'm here to make that process simpler and less intimidating. I feel each borrower should be educated about the loan process so that they are equipped to do this multiple times in their life without the risk of being taken advantage of or given a loan by someone with minimal experience.

I also believe that each borrower should have a full understanding of the use of equity, as well as the cost-versus-return of interest rates and payments. (The lowest rate is not always the most financially wise decision.) Transparency is a must in this industry and I practice that philosophy.

I’ve established relationships with an amazing team of Realtors, escrow officers, title officers and lenders. Together we have teamed up to bring you the most stress-free, rewarding, and lucrative mortgage experience possible!