Multifamily
Multifamily & Apartment Lending
Competitive financing for apartment complexes and multifamily properties. From 5-unit buildings to 500+ unit communities, we have a program that fits.
Loan Parameters
Multifamily Financing Terms
Loan Amount
$1M — $50M+
LTV
Up to 80%
DSCR
1.20x minimum
Amortization
25-30 years
Term
5, 7, 10 years
Rate Type
Fixed & Adjustable
Property Types
Multifamily Properties We Finance
Garden-Style Apartments
Low-rise apartment communities, typically 50-300 units, with garden and open-space settings.
Mid-Rise & High-Rise
Urban multifamily properties with elevator service. 4+ stories with higher density.
Student Housing
Purpose-built student housing near universities and colleges. Specialized underwriting available.
Senior Living
Age-restricted and independent living communities. Growing demand in an aging population.
Affordable Housing
LIHTC, Section 8, and workforce housing properties. Specialized programs available.
Value-Add Opportunities
Properties with renovation potential and rent upside. Bridge and construction-to-perm financing.
DSCR Programs
Debt Service Coverage Ratio Loans
Our DSCR programs qualify the property based on its income rather than the borrower's personal income. Ideal for investors who want to scale their portfolio without traditional income documentation.
- No personal income verification required
- Qualify based on property cash flow
- Close in LLC or entity name
- Unlimited number of financed properties
Quick DSCR Calculator
DSCR = Net Operating Income / Annual Debt Service
Have a Multifamily Deal?
Submit your deal details and our commercial team will provide a competitive financing quote.
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